Business Details
Trusted Accountants in Cardiff
At M Raza & Co & Co, we are dedicated partners in financial success, offering personalised accounting, tax, and advisory services tailored to businesses and individuals. With over three decades of combined experience, our team prioritises clarity, transparency, and client-focused solutions. We specialise in simplifying complex financial matters, ensuring compliance, and identifying tax-saving opportunities while maintaining a jargon-free approach.Our commitment to fixed fees and proactive client education empowers clients to make informed decisions. Registered with the Association of Chartered Certified Accountants, we serve clients across South Wales, including Cardiff, Newport, and Bristol, with a reputation for reliability and expertise.
Services
Accounting
Taxation
VAT
Payroll
Company Secretarial
Management Accounting
R&D Tax Credits
Capital Allowances
Pension Auto Enrolment
Tax Planning
Highlights and features
- We offer jargon-free communication for clear understanding.
- Free initial tax review during your first consultation.
- Fixed fees quoted upfront with no hidden costs.
- We help you understand your financial numbers confidently.
- Our team has over 30 years of combined industry experience.
Associations and certifications
- Association of Chartered Certified Accountants
What people say
Excellent service
Knowledgeable staff
Hassle-free handover
Prompt expat tax support
Professional team
Services
Accounting
We provide comprehensive accounting services tailored to sole traders, partnerships, and limited companies. Our expertise includes bookkeeping, VAT returns, year-end accounts, and budgeting. By aligning our services with your business goals, we ensure accurate financial records and proactive advice to support growth and compliance.
Taxation
Our taxation services cover income tax, corporation tax, and capital gains planning. We stay updated on evolving regulations to minimise liabilities and represent clients during HMRC inquiries. With insurance coverage for disputes, we provide peace of mind and strategic tax-saving solutions tailored to individual and business needs.
VAT
We manage VAT registration, planning, and return submissions to ensure HMRC compliance. Our team advises on optimal VAT schemes and mitigates risks of overpayment or underpayment. By simplifying complex VAT requirements, we help businesses maintain compliance while maximising cash flow efficiency.
Payroll
Our confidential payroll service includes payslip preparation, BACS payments, and legislative updates. With over 20 years of experience, we handle PAYE, NIC, P60s, and P35s, offering flexible solutions for adjusting hours or bonuses. This ensures accurate, timely payroll processing tailored to your business needs.
Company Secretarial
We handle company formations, statutory registers, and annual filings with Companies House. Services include drafting meeting minutes, Confirmation Statements, and financial submissions. Our support ensures businesses meet legal requirements efficiently, with options for registered address services and electronic record-keeping.
People
Mahmood Raza
Principal
With decades of experience, Mahmood Raza leads our team, ensuring high standards of client service and compliance. His expertise in accounting and strategic financial management drives our firm's commitment to excellence.
Wasif Raza
Director
Wasif Raza oversees key client relationships and operational strategy. His focus on tailored solutions and regulatory compliance has strengthened our reputation as trusted accountants in South Wales.
Faraz Raza
Director
Faraz Raza specialises in tax advisory and client consultations. Known for his approachable style, he ensures clients receive clear, actionable advice to navigate complex financial landscapes confidently.
Questions
What accounting services do you offer for small businesses?
We provide bookkeeping, VAT returns, year-end accounts, payroll, and tax planning tailored to small businesses in South Wales.
How do you handle HMRC disputes or inquiries?
We represent clients during HMRC inquiries, offering insurance coverage for disputes and strategic solutions to resolve issues efficiently.
Can you assist with company formation and compliance?
Yes, we handle company formations, statutory filings, and annual submissions to Companies House, ensuring legal compliance.
What tax-saving opportunities do you identify?
We review tax strategies to identify missed savings, including R&D tax credits, capital allowances, and restructuring opportunities.
Do you offer fixed-fee pricing?
Yes, we provide upfront fixed fees with no hidden costs, ensuring transparency and budget predictability.
