Business Details
Trusted Chartered Accountants in Northwich
Ruth Elliott & Co & Co is a Cheshire-based accountancy practice led by Ruth Elliott & Co & Co, a Chartered Accountant with over two decades of experience. We specialise in providing tailored financial solutions for businesses, self-employed individuals, and small companies, focusing on tax compliance, business growth support, and personalised advisory services. Our approach prioritises building long-term professional relationships, offering transparent fee structures with no hidden charges, and delivering expert guidance to navigate complex financial obligations.We combine technical expertise with a client-centric ethos, ensuring businesses receive strategic support to operate efficiently while minimising tax liabilities. Our services include annual accounts preparation, VAT returns, payroll management, and bespoke financial planning tailored to individual client needs.
Services
Self-Employment Accounting
Business Start-Up Support
Personal Tax Returns
Company Accounts
VAT Returns
Payroll Services
Highlights and features
- We offer over 20 years of experience in accountancy services
- Our fees are agreed in advance with no hidden charges
- We provide prompt and reliable client support
- Specialist tax planning and compliance expertise
- Bespoke solutions tailored to business growth requirements
Associations and certifications
- ICAEW
Services
Annual Accounts
We prepare comprehensive annual accounts for businesses, including profit and loss statements, balance sheets, and corporation tax returns. Our service ensures compliance with Companies House requirements while providing strategic tax planning advice. Clients receive tailored guidance on expense claims and profit extraction strategies to optimise financial outcomes.
Personal Tax Returns
Our personal tax service covers self-assessment returns, partnership tax filings, and HMRC representation. We handle straightforward and complex tax scenarios, including rental income and capital gains. Fees start at 250, with discounts for couples and tailored advice on tax relief opportunities to minimise liabilities.
VAT Returns
We support businesses with quarterly VAT returns, compliance checks, and strategic VAT planning. The service includes submission to HMRC, cashflow advice, and threshold monitoring. Ideal for businesses exceeding 85,000 turnover or those voluntarily registered, ensuring accurate reporting and penalty avoidance.
Payroll Services
Our payroll service manages director and staff payments, auto-enrolment pensions, and statutory reporting. Starting at 20 per payrun, we handle real-time information submissions, P11D forms, and CIS returns. Clients benefit from compliance assurance and integration with accounting software for streamlined financial management.
Business Start-Up
We guide new businesses through structure selection, tax registration, and compliance requirements. The service includes bookkeeping advice, expense planning, and HMRC liaison. A 165 consultation offers tailored recommendations on sole trader vs company structures, ensuring informed decisions for sustainable growth.
People
Ruth Elliott
Chartered Accountant
With over 20 years of experience, Ruth Elliott & Co & Co specialises in business and tax advisory for small enterprises. She focuses on building client relationships, delivering compliance solutions, and providing strategic financial guidance to support business growth in challenging markets.
Questions
What accountancy services do you offer for small businesses?
We provide annual accounts, corporation tax returns, VAT management, payroll services, and business advisory support tailored to small companies' needs.
Do you support self-employed individuals?
Yes, we handle self-assessment tax returns, bookkeeping, VAT compliance, and tax planning for sole traders and partnerships at competitive rates.
How are your fees structured?
Fees are agreed upfront with monthly plans starting from £135 or annual packages from £510. Bespoke pricing available for complex requirements.
Can you assist with business start-ups?
We offer start-up advice on business structures, tax registration, and compliance, including a £165 consultation to guide new entrepreneurs through initial challenges.
What areas do you cover?
Based in Northwich, we serve clients across Cheshire and provide online support for businesses nationwide through digital accounting tools.
