Business Details
14 Years
experience
Affordable Accounting Services in Cardiff
Established in 2012, P H Accounting is led by Phillip Holliday, an ACCA-qualified accountant with over two decades of industry experience. Our firm specialises in providing tailored accounting solutions for individuals and small businesses, prioritising affordability and personalised service. We leverage cloud-based Xero software to offer real-time collaboration and automated processes, ensuring efficiency and accessibility. With a commitment to transparency, we operate without contracts, allowing clients to stay based on satisfaction rather than obligation.Our services include bookkeeping, tax planning, payroll management, and VAT returns, all delivered with a focus on competitive pricing and client-centric support. Backed by professional indemnity insurance and HMRC registration, we adhere to stringent compliance standards while maintaining a localised approach to financial advisory services.
Services
Bookkeeping
Tax Planning
Payroll Services
VAT Returns
Annual Accounts
Details
- Year established: 2012
Highlights and features
- ACCA-certified accountant with 20+ years of experience
- Transparent pricing with no hidden fees
- Tailored quotes for bespoke accounting needs
- No-contract policy ensuring client satisfaction
- HMRC-registered compliance and professional indemnity insurance
Associations and certifications
- ACCA
- Xero
- HMRC
What people say
Professional and efficient
Highly recommended
Competitive fees
Prompt service
Proactive communication
Services
Bookkeeping
We maintain accurate financial records using cloud-based Xero software, ensuring real-time updates and accessibility. Our service includes transaction categorisation, bank reconciliation, and financial reporting tailored to small businesses. Clients benefit from streamlined processes and proactive support to manage cash flow effectively.
Tax Planning
Our tax planning optimises legitimate deductions and reliefs to minimise liabilities. We provide year-round advice on income tax, corporation tax, and VAT strategies. Clients receive personalised guidance to ensure compliance while maximising after-tax income for individuals and businesses.
Payroll Services
We handle payroll processing, including salary calculations, tax deductions, and HMRC submissions. Our system ensures compliance with real-time reporting requirements. Businesses gain peace of mind through accurate, timely payments and statutory documentation for employees.
VAT Returns
We prepare and submit quarterly VAT returns, ensuring adherence to HMRC regulations. Our service includes reclaiming overpaid VAT and advising on schemes like the Flat Rate Scheme. Clients benefit from error-free submissions and cost-saving opportunities.
Annual Accounts
We produce statutory accounts for sole traders and limited companies, including profit/loss statements and balance sheets. Our service meets Companies House and HMRC requirements while providing clear insights into business performance through year-end financial analysis.
People
Phillip Holliday
Director
ACCA-qualified accountant with 20+ years' experience, founding PH Accounting in 2012. Former senior accountant at HSJ Accountants, now specialising in cloud accounting solutions for small businesses across South Wales.
Questions
What accounting software do you use?
We primarily use Xero, an HMRC-compliant cloud platform included in our packages. This allows real-time collaboration and secure access to financial data from any device.
Are your fees fixed or variable?
We offer fixed monthly pricing for core services, with tailored quotes available for businesses exceeding £120k annual turnover. No hidden fees or additional charges apply.
Do you offer a no-contract guarantee?
Yes, we operate without binding contracts. Clients remain with us due to satisfaction with our service quality, not contractual obligations.
How are tax returns handled?
We prepare and submit all required tax returns (personal, corporate, VAT) within deadlines. ACCA-certified expertise ensures compliance while identifying legitimate tax-saving opportunities for clients.
What areas do you serve?
While based in Cardiff, we provide virtual accounting services to clients across South Wales and beyond through secure online systems.
