Business Details
28 Years
experience
Trusted Accountants in Chorley, Lancashire
Established in 1998, Stephen Andrews is a forward-thinking accountancy firm based in Chorley, Lancashire. We specialise in providing tailored accountancy, tax advice, bookkeeping, and payroll services to small and medium-sized businesses across the UK. Our team prioritises clarity and accessibility, ensuring clients understand their financial obligations while minimising tax liabilities through strategic planning. With expertise in franchise setups, business start-ups, and compliance with HMRC regulations, we offer transparent pricing agreed in advance.Our experience spans diverse accounting software, including SAGE, QuickBooks, and Xero, alongside traditional ledger systems. We support clients in securing business financing through cashflow projections and maintain real-time compliance with payroll and VAT submissions. Our approach combines decades of industry experience with a commitment to simplifying financial management for businesses nationwide.
Services
Accountancy Services
Tax Planning
Bookkeeping
Payroll Management
Business Start-Up Advice
Details
- Year established: 1998
Highlights and features
- We have over 25 years of experience supporting businesses in Lancashire and nationwide.
- Our team offers transparent pricing agreed in advance with all clients.
- We specialise in tax planning strategies to minimise liabilities for individuals and businesses.
- We provide tailored cashflow projections to support business financing needs.
- Our expertise spans modern accounting software including SAGE, QuickBooks, and Xero.
Services
Accountancy Services
We prepare comprehensive accounts for businesses of all sizes, ensuring compliance with company law and filing deadlines. Our team handles sole traders, partnerships, limited companies, and LLPs, maintaining up-to-date records using leading software like SAGE and Xero. Clients receive timely financial reporting to support informed business decisions.
Tax Planning
Our experts provide strategic tax planning to minimise liabilities through legitimate schemes and compliance with evolving legislation. Services include corporation tax, capital gains tax, and personal tax planning, with specialist support for property sales and retirement strategies. We also handle HMRC investigations and self-assessment filings.
Bookkeeping
We manage day-to-day bookkeeping tasks, including VAT returns and cashflow projections. Our systems ensure accurate record-keeping with real-time compliance, supporting businesses in maintaining financial clarity. We provide tailored reporting to help clients monitor performance and prepare for audits or financing applications.
Payroll Management
Our payroll service handles salary calculations, PAYE submissions, and pension contributions using RTI-compliant software. We offer flexible payment schedules and produce payslips, P45s, and P60s. Clients receive regular updates on tax thresholds and minimum wage requirements to ensure full compliance.
Business Start-Up Advice
We guide new businesses through legal structures, tax obligations, and financing strategies. Our support includes franchise evaluations, business plans, and cashflow projections for loan applications. We help clients establish efficient financial systems from inception to ensure long-term compliance and growth.
People
Andrew Jolly
Partner
Andrew Jolly, a founding partner since 1998, brings over 30 years of accountancy experience. He specialises in tax planning strategies, including company structure optimisation and dividend vs salary advice. He qualified as an AAT member in 1992.
Stephen Groundwater
Partner
Stephen Groundwater co-founded the firm in 1998 with expertise in franchise accounting. He has developed specialist knowledge of franchisor/franchisee dynamics since 2000. He qualified as an AAT member in 1995 and focuses on business growth strategies.
Questions
What accounting services do you offer for small businesses?
We provide full accounting services including financial statements, bookkeeping, payroll, VAT returns, and compliance filings for sole traders, partnerships, and limited companies.
How can you help reduce my tax liabilities?
Our tax planning services identify legitimate savings through company structure optimisation, tax reliefs, and strategic timing of income/expenses while maintaining full HMRC compliance.
Do you support business start-ups?
Yes, we advise on legal structures, tax obligations, and financial planning for new businesses, including cashflow projections to support loan applications and franchise evaluations.
What payroll services do you provide?
We manage payroll processing, PAYE submissions, pension contributions, and year-end documentation using RTI-compliant systems, with flexible payment schedule options for businesses of all sizes.
How do you handle tax investigations?
We represent clients during HMRC enquiries, providing documentation and explanations while minimising financial exposure through proactive compliance strategies developed over decades of experience.