Business Details
50+ Years
experience
Trusted Accountants in Essex and London
Established in 1927, Clay Ratnage has provided audit, taxation, and accountancy services to businesses and individuals for over nine decades. Our philosophy centres on maintaining a general practice approach, ensuring all staff possess extensive experience in accounts, tax, and audit to deliver tailored assistance for day-to-day queries. We prioritise client relationships, leveraging cutting-edge technology to offer user-friendly services across Essex, London, and surrounding areas. Our growth stems from client referrals, reflecting our commitment to professional excellence and personalised support. With a team of qualified professionals, including Chartered Accountants and Tax Advisors, we specialise in sectors such as construction, agriculture, and charities.Our services span business lifecycle planning, probate, and specialist audits, underpinned by a reputation for reliability and expertise. We adhere to rigorous regulatory standards, registered as auditors by the Association of Chartered Certified Accountants. Client testimonials highlight our proactive advice, stress-free service, and long-term partnerships, with many clients retaining us for decades. Our approachability, technical proficiency, and dedication to resolving queries efficiently have cemented our standing as a trusted advisor. We remain committed to evolving with financial regulations while maintaining the personal touch that defines our service ethos.
Services
Audit & Assurance
Tax Planning
Probate Services
Company Formation
Payroll Management
Inheritance Tax Advice
Business Advisory
Charity Accounting
Pension Scheme Audits
Academy School Support
Details
- Year established: 1927
Highlights and features
- We offer over 90 years of experience in accounting and tax advisory services.
- Our team includes Chartered Accountants and Tax Advisors with sector-specific expertise.
- We provide tailored, technology-driven solutions for stress-free financial management.
- Client retention spans decades, reflecting our reliable and approachable service.
- We specialise in complex areas including probate, inheritance tax, and specialist audits.
Associations and certifications
- Association of Chartered Certified Accountants
What people say
Professional accountancy service
First class service
Prompt and efficient
Highly professional and supportive
Invaluable diligent advice
Services
Audit & Assurance
We conduct statutory audits and assurance reviews for companies, charities, and pension schemes. Our services identify financial risks, ensure regulatory compliance, and enhance reporting accuracy. Clients benefit from tailored insights to improve business operations and governance.
Tax Planning
Our specialists offer bespoke tax planning strategies for individuals and businesses. Services include inheritance tax mitigation, capital gains optimisation, and corporate tax efficiency. We ensure compliance while minimising liabilities through legal allowances and structured planning.
Probate Services
We manage probate applications, estate valuations, and tax filings for executors. Our transparent pricing covers asset distribution, HMRC correspondence, and trust setup. Clients receive dedicated support to navigate complex inheritance processes with confidence.
Business Advisory
Our advisory team guides business growth, restructuring, and succession planning. Services include cashflow forecasting, merger due diligence, and employee incentive schemes. We help companies navigate regulatory changes and strategic transitions effectively.
Will Writing
We draft legally compliant wills and lasting powers of attorney. Our service includes estate distribution guidance, executor appointments, and document storage. Clients gain peace of mind through clear succession planning and asset protection strategies.
People
Steven Garrod
Partner
Chartered Accountant with expertise in start-ups and agricultural sector taxation. Provides business restructuring advice while maintaining a client-focused approach. Active in community engagement and sports.
Laura Mallion
Partner
Specialises in farming, hotel, and property development sectors. Leads probate department development while balancing client relationships with equestrian and family activities.
Yusuf Dedat
Partner
35-year firm veteran with focus on family businesses and charity audits. Oversees Romford office growth and client relationship management. Enjoys international travel with family.
Sharon Watkins
Partner
Tax expert specialising in trust and estate planning. STEP-certified practitioner leading probate services. Prioritises empathetic client support and team development.
Lorraine Purdy
Partner
Audit specialist with construction industry expertise. Promoted to partnership through client-focused approach and community engagement. Active in professional development initiatives.
Questions
What accounting services do you offer for small businesses?
We provide small business accounts, tax returns, payroll management, and business growth advisory services tailored to your needs.
Do you specialise in any industry sectors?
Yes, we have expertise in construction, agriculture, charities, academy schools, and professional services sectors.
What probate services are available?
We offer full estate administration, grant of representation, tax calculations, and trust setup with transparent pricing.
How do you handle tax planning for individuals?
Our specialists provide inheritance tax mitigation, allowance optimisation, and off-payroll working (IR35) compliance strategies.
Are you regulated by professional bodies?
We are regulated by the Association of Chartered Certified Accountants for audit and investment business activities.
