Cottons Chartered Accountants have offices in Northampton, Daventry, Rugby, Milton Keynes, Lutterworth and London, supporting SMEs, startups and individuals with expert tax, audit and business advisory services. Established in 1983, were known for our personal service, clear advice (free from jargon), and dedicated client support.
As a proud ICAEW-regulated firm, our clients benefit from the highest standards of integrity, confidentiality and compliance. With decades of experience and a people-first approach, we provide practical, proactive solutions that help businesses grow with confidence.
We're proud to have been nominated for both the Xero Awards and Accounting Excellence Awards two years in a row, and our excellent Google reviews reflect the trust clients place in us. Whether you need day-to-day support or strategic advice, Cottons deliver clarity, confidence and results.
As a proud ICAEW-regulated firm, our clients benefit from the highest standards of integrity, confidentiality and compliance. With decades of experience and a people-first approach, we provide practical, proactive solutions that help businesses grow with confidence.
We're proud to have been nominated for both the Xero Awards and Accounting Excellence Awards two years in a row, and our excellent Google reviews reflect the trust clients place in us. Whether you need day-to-day support or strategic advice, Cottons deliver clarity, confidence and results.
Details
- Year established: 1983
- Employees: 100
- Licensed
- Insured
Highlights and features
- Clear, actionable business insight beyond the numbers
- Complete accounting and tax solutions under one roof
- Expert business advice tailored to your growth
- Efficient, thorough audits with a practical approach
- Dedicated support for mergers and acquisitions
- Flexible, real-time management and payroll services
Associations and certifications
- ICAEW
Payment methods
- Cash, Checks, Debit cards, Credit cards, Mobile payments, Bank transfers
Services
Our skilled advisers offer a dependable accounts outsourcing service tailored to your organisations needs. We take charge of your finance operations, ensuring precision in reporting, inventory accounting, and revenue tracking. This not only mitigates stress but also improves workflow. Rely on us to deliver vital financial clarity so you can focus on business success. 
Our audit and assurance solutions are built on precision, confidentiality, and a deep understanding of your organisations operations. Each engagement is designed to deliver confidence, meet statutory requirements, and identify practical improvements. From start to finish, we collaborate closely to ensure the audit process is straightforward and productive. Clear outcomes and assurance define our work. 
At Cottons, we specialise in delivering comprehensive tax support, helping clients navigate complex tax systems confidently. Whether managing self-assessment returns or planning capital gains and inheritance tax, our team focuses on minimising liabilities and administrative burdens. We provide clear advice and dedicated assistance tailored to your unique financial circumstances. 
Our Business Advisory service delivers tailored guidance designed to support sustainable growth and strengthen your enterprise. We provide in-depth analysis of key performance indicators, revenue streams, and competitive landscape to identify opportunities for improvement. Our advice is candid and focused, ensuring you receive the precise insights required to enhance your business performance. 
The Corporate Finance team at Cottons is committed to guiding businesses through every stage of their lifecycle, from inception to succession. We offer tailored solutions whether you are considering a new venture, shared ownership, mergers, or planning retirement. Our strategic advice respects your deadlines and priorities, beginning with a complimentary workshop to assess your goals and needs. People
Adam Schofield
Corporate Finance Manager
Adam joined Cottons at the beginning of 2021 as Corporate Finance Executive after becoming a qualified accountant at his previous firm in 2019. After graduating from the University of the West of England in Bristol with a degree in Economics, Adam started his career as an Auditor before making the move into Corporate Finance. Having gained experience with owner-managed businesses while in the audit sector, Adam then wanted to continue working with SMEs, but on more interesting and exciting projects.
Now as the Corporate Finance Assistant Manager, his role at Cottons involved supporting Guy in all areas of the Corporate Finance Department as well as managing his own engagements. One of Adams favourite parts of the job is meeting clients and finding out about their businesses and ambitions for the future.
Now as the Corporate Finance Assistant Manager, his role at Cottons involved supporting Guy in all areas of the Corporate Finance Department as well as managing his own engagements. One of Adams favourite parts of the job is meeting clients and finding out about their businesses and ambitions for the future.
Emma Reid
Partner
Emma joined Cottons as a trainee in 2004 following the completion of an Accounting with Law degree at the University of East Anglia. Four years later she qualified as a Chartered Accountant whilst building experience working in general practice in our Daventry office. Since 2011 Emma has been based from our Rugby office working closely with owner-managed SMEs in a wide range of sectors to fulfil their accounting and taxation requirements, she made partner in 2018. Outside of work Emma enjoys spending time with her young family and cocker spaniel, Poppy.
Mark Palmer
Partner
Mark is a Partner in our Rugby office. He specialises in general tax planning advising both owner managed businesses and private individuals. Mark said:
My job is varied, I like to develop a relationship with my clients and find that I am often the first port of call on matters that have little to do with accountancy.
My job is varied, I like to develop a relationship with my clients and find that I am often the first port of call on matters that have little to do with accountancy.
Curtis Watson
Client Manager
Curtis joined Cottons in October 2023 and has been assisting with the transition of our recent acquisition of Astute Services Ltd. Curtis looks after a large portfolio of clients which continues to grow. He particularly enjoys meetings clients to talk through their accounts and tax returns and likes helping them to understand their financial position. Curtis also assists clients to plan for future growth and business sustainability.
A qualified chartered accountant, with the ACCA professional accreditation, Curtis works with a wide range of businesses, from sole traders through to larger businesses across a range of sectors.
A qualified chartered accountant, with the ACCA professional accreditation, Curtis works with a wide range of businesses, from sole traders through to larger businesses across a range of sectors.
Luke Prout
Tax Partner
Luke joined Cottons in June 2024 as a Tax Partner and has over 20 years experience in providing tax compliance and advisory services to all sizes of business, their owners, within the UK and also internationally. Prior to joining Cottons, Luke spent 6 years as a Partner of a Top 40 accounting practice and before then spent 13 years at a Top 15 practice. Lukes expertise spans a wide array of tax areas, including Company Tax, Income Tax, Stamp Duty Land Tax, VAT, Inheritance Tax, and Employment Taxes.
Reviews (6)
Dan Martin
Jun 26, 2025
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Cleaver Electrical Services Services Ltd
Feb 25, 2025
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Alison Lutener
Apr 06, 2024
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Vince Mcnulty
Jan 16, 2024
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Cirrus Trading Limited have been working with Cottons since 2020.
We use both the Payroll & Accounting services. On both fronts the staff have always been incredibly helpful, courteous and professional. Daria Krzemien and Callum James who I currently work closely with require a special mention. I will continue to use Cottons, and I would highly recommend cottons services to everyone.
We use both the Payroll & Accounting services. On both fronts the staff have always been incredibly helpful, courteous and professional. Daria Krzemien and Callum James who I currently work closely with require a special mention. I will continue to use Cottons, and I would highly recommend cottons services to everyone.
Zac Burnell
Oct 25, 2023
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Hannah Price
Jan 06, 2018
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